6:5 vs 3:2 in Blackjack: What’s the Difference?

blackjack 6 to 5 vs 3 to 2

1 minute

Last Updated: February 21, 2024

When you compare blackjack 6 to 5 vs 3 to 2, the major difference between them is the payout percentage when you win. With the 3/2 variant of blackjack, the player gets $3 for every $2 they bet. However, for the 6/5 variant, the player gets $6 for every $5 they bet. 

If you break it down further, players get $1.5 for every $1 bet in 3/2 blackjack. However, for 6/5 blackjack, the player gets $1.2 for every $1. This shows that the 6/5 blackjack offers a slightly lower payout compared to 3/2. While the difference might not seem significant initially, it may affect your winnings, especially if you’re a high roller. 

In addition to the direct effect on payout, choosing between 3/2 and 6/5 blackjack also affects the house edge. With 3/2 blackjack, the house edge is just about 0.5%. That means you lose roughly $0.50 to the house on average when you wager $100. 

This increases to up to 2% in the 6/5 variant (a 400% house edge increase), meaning you’ll lose $2 on a $100 bet with this variant. Based on these differences, a 3/2 blackjack game is always recommended over a 6/5 variant if that option is available. 

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