Why the Banker Has an Advantage in Baccarat (Explanation)

why does the banker have an advantage in baccarat

1 minute

Last Updated: March 15, 2024

“Why does the banker have an advantage in baccarat?” This question is one of the most widely researched among players of the game. The answer is quite simple: it's all in the rules. The banker is allowed to draw cards based on the player's hand, which gives them a slight advantage as they can react after the fact. 

For example, a banker will pick a third card only if it gives them an advantage over the player. Therefore, if a banker has an 8 or 9 (the 9 is called a natural) no new cards will be dealt, and the player's hand will be completed first. 

The banker's hand is completed last, which gives the player a slight disadvantage. The banker can “manipulate” the game to the tempo of the player. Therefore, as the last to complete their hand, they will win more times than a player would. 

There is also a commission of 5% charged on banker bets, which accumulates over time to give the house an advantage. In addition, tie bets have high odds but they are relatively uncommon occurrences. This gives the banker an advantage when the odds are calculated. 

Disclaimer: content on mypokercoaching.com may contain affiliate links to online gambling operators and other sites. When you use our affiliate links, we may earn a commission based on our terms of service, but that does not influence the content on the site since we strictly follow our editorial guidelines. Learn more about how we make money and why we always stick to unbiased content. All content on this site is intended for those 21 or older or of legal gambling age in their jurisdiction.

Copyright © iBetMedia UAB. All rights reserved. Content may not be reproduced or distributed without the prior written permission of the copyright holder.